The financial engine of
West African logistics.
Carriers get paid in 24 hours instead of 30 days, with no complicated paperwork. Shippers pay no fees and settle on their usual terms.
Every day, carriers
turn down freight.
Not for lack of trucks — for lack of cash. When you wait 30 days to get paid, you can't take on the next trip. Trucks stay parked. Freight sits at the dock. The whole chain slows down.
“Before Aywa, I would make the trip hoping to get paid before the next one. Now, the next trip is paid for before I'm even back.”
Ibrahima Sow, independent carrier
Your carriers paid in 24 hours.
Without touching your cash flow.
You keep your usual payment terms. Your carriers get their cash in 24 hours. Aywa finances the gap. Zero cost, zero cash-flow impact.
Everything in one place
Invoices and delivery notes consolidated in your dashboard. No more paperwork going missing.
One-click approval
Approve a file in seconds. The carrier receives payment the same day.
No impact on your cash flow
Your carriers get paid in 24 hours. You settle with Aywa on your usual terms.
Get paid in 24 hours.
No more waiting.
Send your documents. Your shipper approves. The payment lands in your account within 24 hours.
No application file to fill in
No paperwork, no collateral required. Your delivery track record is enough.
Haul for an Aywa-approved shipper
As soon as your shipper approves, the payment is on its way.
A phone is all you need, even in rural areas
Send your requests from any phone. Even on a weak connection, it goes through.
How it works.
Four simple steps. The shipper settles with Aywa on its usual terms, without changing anything about how it operates.
Made for freight.
Engineered like a bank.
Money moves through regulated partner banks. Carriers take on no debt. Every movement leaves a clear trace. Your personal data is protected under the laws of Senegal and Côte d'Ivoire.
Regulated partner bank
Funds move through a dedicated bank account, tracked in real time. No idle money, no grey areas.
No debt for the carrier
Aywa advances the invoice, the carrier receives its cash. Nothing is recorded as a loan on its balance sheet.
Everything is traceable
You can pull the full history of your invoices, approvals and transfers at any time — and so can your auditors.
Personal data protection
End-to-end encryption, strictly controlled access. Compliant with Senegal's Law 2008-12 and Côte d'Ivoire's Law 2013-450.
No more freight refused for lack of cash flow.
No more trucks parked for lack of cash.
Join the West African shippers and carriers turning their invoices into immediate cash flow.